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Consumer Loan Rates

Consumer Loan Rates and Terms

Effective July 1, 2020

*All rates are subject to individual creditworthiness and Ohio Catholic’s lending policies. Rates are subject to change without notice.

** Promotional Rate.
Click Here for Mortgage Refinance Promotional Disclosures
Click Here for Auto Loan Promotional Disclosures

(1) Up to 100% Loan to Value (LTV) Ratio

(2) Collision and comprehensive insurance required on all titled vehicles that are secured. Other terms & conditions may apply

(3) Rate includes all discounts (Auto Pay and 20% Down Payment). Annual Percentage Rates based on $15,000 amount financed unless noted (then minimum loan amount listed is loan amount example for APR), including $165 closing costs. 

(4) Rate only includes Auto Pay Discount. Annual Percentage Rates based on $20,000 amount financed, including $165 closing costs.  RV/Campers: Terms over 84 months add .75% to rates up a max of 120 months. Boats: Terms over 84 months add 1.00% to rates up to a max of 120 months.

(5) Must have a M.S.R.P. (Manufactured Suggested Retail Price) of $30K for 120 Month Term

(6) Must have a M.S.R.P. (Manufactured Suggested Retail Price) of $17,000 for 72 Month Term

(7) Product is available for first lien of primary residence only. Max credit line of $250,000. Annual fee of $99. Taxes and insurance are not escrowed. Must live in residence at least 6 months.

(8) Rates apply to first lien position. Annual Percentage Rates based on $75,000 amount financed, including $799 closing costs. 

(9) Annual Percentage Rates based on $2,500 amount financed, including $115 closing costs. 

GAP Insurance is available for $499.

Loan Discounts Available:

With Auto Pay Discount = .25% APR* Discount Available on Qualifying Rate with Payment Funds Automatically Transferred from Ohio Catholic FCU Share Draft (Checking) Account

With 20% Down Payment = .25% APR* Discount Available on Qualifying Rate with 20% Down Payment Made on Vehicle Cost (including trade in value). Sales Tax, GAP and with 20% Down Payment

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