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Purchase a Home

Whether you’re purchasing your first home or your forever home, Ohio Catholic is here to make the whole process fast, easy, and affordable so the only thing you have to worry about is how to decorate your new dream home.

Fixed First Mortgage Loans

A fixed rate mortgage has a secure rate, principal, and interest payment for the life of your loan. You have the option of a loan with a shorter term for a lower interest rate or a loan with a longer term for lower monthly payments. We offer terms ranging from 10 years to 30 years with no pre-payment penalties.

3% Down Payment, Fixed First Mortgage Loans

Designed for credit-worthy, low-to-moderate income borrowers looking to purchase a home. This mortgage loan allows for as little as a 3% down payment that includes a flexible source of funds for closing costs such as gifts and grants. Fixed terms for up to 30 years are available.

FHA Mortgage Loans

An FHA loan gives the borrower multiple benefits, such as low down payments (as little as 3.5%), low closing costs, low rates, and an easy qualifying process. Popular with young professionals and first-time home buyers, FHA mortgage loans allow the borrower to get the funds necessary to close from several sources. They include such areas as personal savings, gifts, grants, loans from retirement accounts and seller contributions.

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