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Realize Your Dreams Promotional Rate of 2.99% APR for 6 Months!

Special Rate for Home Equity Lines of Credit

Planning to make home improvements this spring? Looking to finally take that dream vacation? Ready to consolidate your debt or pay off tuition?

Whatever is important to you is just as important to us. We back that up with a special Home Equity Line of Credit promotion during the month of February to help make you happy at home! Get a promotional rate of 2.99% APR* for 6 months when you make a $10,000 draw at closing! Simply fill out the form below or contact your favorite branch to get started.

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*Subject to membership eligibility and creditworthiness. Rate will be 2.99% from origination until August 31, 2019 provided $10,000 draw is made at loan closing. After August 31, 2019, the loan rate will be the member’s approved rate for the duration of the line of credit. Rate may change monthly following the promotional period. Your home equity contract rate is variable based on the Wall Street Journal Prime Rate, on your creditworthiness, and OCFCU’s lending policies. Your rate will vary but will never exceed 18.00% and never fall below 3.00% after the 6-month promotional period. LTV of 79.99% or less. $250,000 maximum limit allowed. Ohio Catholic FCU must be in the first lien position. Credit score must be 740 or greater to receive the promotional offer.  Offer is available only on owner occupied homes. Property insurance required. Flood insurance may be required. Loans currently financed through Ohio Catholic FCU or Augustine Financial Services cannot be refinanced with this offer. The HELOC must stay open a minimum of 24 months or all service fees must be repaid to the credit union. The HELOC draw period is 120 months and the repayment period is 120 months for a maximum loan term of 240 months. Other terms and conditions may apply. OCFCU may discontinue or change program without notice. This promotional offer is valid on HELOCs opened February 1 – February 28, 2019. Please contact your tax advisor to determine any tax benefits. Ohio Catholic is an Equal Housing Lender. Monthly Payments will be $100 or 1% of the HELOC balance, whichever is greater, during the draw period and fully amortizing during the repayment period. No annual fee for one year.

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