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Great Rates on an Interest-Only Home Equity Line of Credit! Get 1.99% APR for Six Months!

Let Your Home Work For You!

Whether you are looking to prepare your house for winter, escape the cold weather on a dream vacation, pay off lingering debt, or more, Ohio Catholic FCU is here to help with our brand new Interest-Only HELOC product. The interest-only HELOC provides you financial flexibility to help you achieve your dreams. Right now, you can get an introductory promotional rate of 1.99% APR for six months on an interest-only HELOC with a minimum draw of $10,000. This special offer is only available through our Loan Zone so fill out the form below or call us at (888) 696-4462 to get started!

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*Subject to membership eligibility and creditworthiness. Promotional rate good on interest-only HELOC product ONLY. Rate will be 1.99% from origination until the six month promotional period ends provided $10,000 draw is made at loan closing. After the promotional period, the loan rate will be the member’s approved rate for the duration of the line of credit. Rate may change monthly following the promotional period. Your home equity contract rate is variable based on the Wall Street Journal Prime Rate, on your creditworthiness, and OCFCU’s lending policies. Your rate will vary but will never exceed 18.00% and never fall below 3.00% after the 6-month promotional period. LTV of 79.99% or less. $250,000 maximum limit allowed. Ohio Catholic FCU must be in the first lien position. Credit score must be 740 or greater to receive the promotional offer.  This offer is only available through the Loan Zone in the Ohio Catholic FCU Call Center. Offer is available only on owner occupied homes. Property insurance required. Flood insurance may be required. Loans currently financed through Ohio Catholic FCU or Augustine Mortgage cannot be refinanced with this offer. The HELOC must stay open a minimum of 24 months or all waived service fees must be repaid to the credit union. The HELOC draw period is 120 months and the repayment period is 120 months for a maximum loan term of 240 months. To receive promotional offer, automatic monthly payments (AFT) from an Ohio Catholic FCU checking account must be set up. Other terms and conditions may apply. OCFCU may discontinue or change program without notice. This promotional offer is valid on HELOCs opened September 11, 2019 – October 31, 2019. Please contact your tax adviser to determine any tax benefits. Ohio Catholic is an Equal Housing Lender. No annual fee for one year.

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