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Checking, Savings, & Certificates

Get the facts on opening a new account, including free checking accounts. Members trust Ohio Catholic Federal Credit Union to provide high dividends, low rates, financial education for members, donations back to the Catholic community and more.

Free Checking Accounts With eSTATEMENTS

Ohio Catholic Federal Credit Union offers Checking Accounts, also known as Share Draft Accounts. These accounts have many benefits and features that will help you manage your most utilized financial account. Accounts can be held individually or jointly. An initial $25.00 deposit is required to open a checking account.

Share Savings

A Share Savings Account establishes credit union membership. An initial $5.00 deposit is required to open an account. Share Savings Accounts can be held individually or jointly. This account must maintain a minimum balance of $5.00 in order for the member(s) to be entitled to credit union products or services.

Share Certificates

Share Certificates are safe investments that pay you a guaranteed rate of dividends for a fixed period of time.

If you are interested in any of these products, please contact a representative or stop by your favorite regional branch.

Overdraft Protection

ATM Locator and Debit Cards


Dividend Rates and Terms

Effective August 2018

(1) Rates shown are anticipated, paid quarterly and may change quarterly. Minimum balance requirements: $5 to open, $100 to earn dividends (under age 18, $5 to earn dividends).

(2) Rates shown are anticipated, paid annually and may change annually. Minimum balance requirements: $5 to open, $100 to earn dividends (under age 18, $5 to earn dividends).

(3) Rates shown are anticipated, paid monthly. Minimum balance requirements: $0 Min. $25 to open, $500 to earn dividends.

(4) Rates shown are anticipated, paid monthly. Minimum balance requirements: $0 Min. $0 to open, $1,000 to earn dividends.


Share Certificate and IRA Certificate Rates

Effective August 2018

(5) Rates fixed at time of investment. Minimum Deposit $500.00 for share certificates and $2,500 for IRA. Total certificate balances qualify for rate. Substantial penalty for early withdrawals.

(6) Bump Share Certificate – Member has the option to initiate a rate bump to the OCFCU prevailing rate for that term at any time during the fixed period.

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