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Current Rates

Dividend Rates and Terms

Effective August 13, 2018

(1) Rates shown are anticipated, paid quarterly and may change quarterly. Minimum balance requirements: $5 to open, $100 to earn dividends (under age 18, $5 to earn dividends).

(2) Rates shown are anticipated, paid annually and may change annually. Minimum balance requirements: $5 to open, $100 to earn dividends (under age 18, $5 to earn dividends). Must have at least $5,000 for dividend.

(3) Rates shown are anticipated, paid monthly. Minimum balance requirements: $0 Min. $25 to open, $500 to earn dividends.

(4) Rates shown are anticipated, paid monthly. Minimum balance requirements: $0 Min. $0 to open, $1,000 to earn dividends.


Share Certificate and IRA Certificate Rates

Effective August 13, 2018

(5) Rates fixed at time of investment. Minimum Deposit $500.00 for share certificates and $2,500 for IRAs. Total share certificate balances qualify for rate. Substantial penalty for early withdrawals.

(6) Bump Share Certificate – Member has the option to initiate a rate bump to the OCFCU prevailing rate for that term at any time during the fixed period.

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