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Personal Debt Ratio Calculator

Use this calculator to quickly determine your debt-to-income ratio. This is the percentage of your gross income required to cover your housing and debt payments.

The lower your debt-to-income ratio the more manageable your debt load will be. A low debt-to-income ratio increases the odds that you will be able to meet your monthly obligations.

This ratio and your credit score are the two most important factors used by creditors when extending loans and credit.

Click the View Report button for a detailed look at the results.

If you’re using Internet Explorer, you may need to select “Allow Blocked Content” to view this calculator.

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Information and interactive calculators are made available to you as self-help tools for your independent use, and are not intended to provide investment advice. We can’t and don’t guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical, and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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