Auto Loan Promo GET A LOAN | AUTO FUND YOUR NEW RIDE TODAY WITH OUR INDUSTRY-LEADING 5.99% (6.42% APR%)* AUTO LOANS!JUST FILL OUT THE FORM BELOW Save money when you finance or refinance your new or used car with Ohio Catholic! We reward your good credit with rates as low as 5.99% (6.42% APR)* for 36 months to make it feel great driving a car you own! Plus, enjoy no payments for up to 90 days. Need a longer term? No problem. We have terms up to 84 months! Get started on your quote today! START YOUR AUTO LOAN QUOTE TODAY!Fill out the form and we'll get in touch to help you secure a Great Rate on your auto loan! *APR = Annual Percentage Rate. Subject to creditworthiness, Ohio Catholic FCU lending policies, and membership eligibility. The advertised rate is the minimum rate available and may vary based on creditworthiness and term. No other loan discounts valid with this offer. Minimum 760 credit score required for stated promotional rate. Other rates and terms available. This offer is only available on consumer vehicle loans, not commercial vehicles. Minimum loan amount $10,000. Vehicle must be 2018 model year or newer with less than 75,000 miles to receive promotional rate. Automatic monthly payments from an Ohio Catholic FCU deposit account required to receive promotional rate. Vehicle insurance is required. Existing Ohio Catholic FCU auto loans are not eligible for this offer. Ohio Catholic FCU may change or discontinue the program at any time without notice. 6.420% APR based on rate of 5.99% $25,000 amount financed for 36 months including a maximum loan documentation fee total of $160.00 and VSI fee of $55 will have monthly payment of $760.54. Payment example does not reflect optional 90 days to first payment. Interest and credit insurance premiums accrue during the 90-day no pay period. HELPING YOU PROTECT YOUR INVESTMENTGAP Insurance We offer Guaranteed Asset Protection (GAP) insurance that covers the difference between an insurance settlement and your loan payoff in the event your vehicle is stolen or declared a total loss. That difference could be as high as thousands of dollars – which you would owe out-of-pocket to pay your loan back. Mechanical Breakdown Protection Avoid expensive repairs should your vehicle break down with affordable coverage options to ensure your vehicle is protected. Plus get access to more coverage benefits like Roadside Assistance Reimbursement, Rental Vehicle Assistance, Tire Road Hazard, and Trip Interruption. Credit Life and Disability Insurance Don’t leave loan expenses for your loved ones. We offer affordable insurance designed to cover your loan payments in the event of death or disability. You’ve got questions. We’ve got answers!Can I get pre-approved before I shop for a vehicle? If you meet our membership eligibility requirements and underwriting standards, we can pre-approve you for a loan. Get extra bargaining power and shop dealerships with confidence knowing exactly what you can afford. WHAT DO I NEED TO QUALIFY? Once you submit a completed loan application, we consider several factors including credit score, credit history, personal income and your ability to repay. Do you handle title transfers? We have notaries public here on staff at the credit union to assist with title transfers. Can I finance a private-party sale through you? Yes, members can finance a private-party vehicle purchase with us. We will not finance any vehicles with salvage or rebuilt titles. What is GAP insurance? GAP (Guaranteed Asset Protection) insurance is a coverage we offer that pays the difference between the actual cash value (ACV) insurance company settlement and the eligible balance of the member’s loan in the event the vehicle is stolen or damaged beyond repair. Talk With Us Call (216) 478-0067 or chat live online during business hours. CALL US Get A Quote It only takes a minute to request a loan quote. We’ll contact you to discuss your options. GET A QUOTE Apply Online Submit your loan application online from your device. APPLY ONLINE Make the Most of Your Money With Ohio Catholic Discover how you can unlock your money’s potential and achieve your financial goals with the help of the Ohio Catholic Federal Credit Union! SEE ALL THE POSTS Ohio Catholic Closed in Observance of Good FridayPlease note Ohio Catholic Federal Credit Union is closed in observance of Good Friday on March 29, 2024. […]Delayed Opening: Strongsville and Macedonia on April 10, 2024ONLY our Strongsville and Macedonia branches will delay opening on Wednesday, April 10, due to an All Employee […]Tax Season Security TipsIt’s tax season, so that, of course, means scams are rampant. Follow these tax security tips to help […] SEE ALL THE POSTS Every experience I’ve had dealing with OCFCU has been excellent. Everyone is always very helpful and courteous. Allison S.,OCFCU Member Consistently competitive rates and outstanding customer service. Michael S.,OCFCU Member Banking is easy and pleasant. The tellers are very accommodating and well-educated. Bernadette L.,OCFCU Member Math is Hard (Sometimes) Let us help you crunch the numbers with our financial calculators. LEARN MORE