Auto GET A LOAN | AUTO AUTOAUTO LOANS, LEASE BUYOUT AND CAR LOAN REFINANCE MADE SIMPLE AND AFFORDABLECall the Loan Zone today and start your quote! Your vehicle is among your most significant investments. So finance your car, truck, van, or SUV with the loan experts at Ohio Catholic FCU. We specialize in lease buyouts and refinance. Keep the car you love and get a Great Rate! Apply quickly and conveniently, find an affordable term and payment to fit your budget, and sign your docs – from anywhere! We underwrite and process auto loans in-house to make your loan experience even more affordable and hassle-free. Lease Buyout or Refinance To refinance, loan must be with another institution. Get Your Low Rate Quote SEE ALL RATES Get your quote today! AUTO LOAN OPTIONSLEASE BUYOUT Can’t bear the thought of parting with your leased vehicle? We’ll help you get out of your lease with your current lender and put you on the road to ownership! Our loan experts will guide you each step of the way. GET STARTED NOWREFINANCE Had enough of high rates, expensive payments or poor service from your current lender? Bring your auto loan over to Ohio Catholic FCU. We’ve even helped members refinance multiple vehicles at the same time. Rely on our loan experts to make your refinancing process simple and hassle-free. GET STARTED NOWNEW VEHICLES Can’t resist that new car smell? We’ll finance up to 100% MSRP, plus tax and fees, on new vehicles. Choose flexible terms up to 84 months, with NO prepayment penalty. Plus you can protect yourself financially with low-cost GAP PLUS insurance, and protect your vehicle with affordable extended warranty options. GET STARTED NOWPRE-OWNED (USED) VEHICLES You see the value in buying a pre-owned (used) vehicle, so why not match it with affordable financing? We finance used vehicles up to 105% of NADA book value. Find a budget-friendly payment with a term up to 84 months, and NO prepayment penalty.. Plus you can protect yourself financially with low-cost GAP PLUS insurance, and protect your vehicle with affordable extended warranty options. GET STARTED NOW HELPING YOU PROTECT YOUR INVESTMENTGAP Insurance We offer Guaranteed Asset Protection (GAP) insurance that covers the difference between an insurance settlement and your loan payoff in the event your vehicle is stolen or declared a total loss. That difference could be as high as thousands of dollars – which you would owe out-of-pocket to pay your loan back. Mechanical Breakdown Protection Avoid expensive repairs should your vehicle break down with affordable coverage options to ensure your vehicle is protected. Plus get access to more coverage benefits like Roadside Assistance Reimbursement, Rental Vehicle Assistance, Tire Road Hazard, and Trip Interruption. Credit Life and Disability Insurance Don’t leave loan expenses for your loved ones. We offer affordable insurance designed to cover your loan payments in the event of death or disability. You’ve got questions. We’ve got answers!Can I get pre-approved before I shop for a vehicle? If you meet our membership eligibility requirements and underwriting standards, we can pre-approve you for a loan. Get extra bargaining power and shop dealerships with confidence knowing exactly what you can afford. WHAT DO I NEED TO QUALIFY? Once you submit a completed loan application, we consider several factors including credit score, credit history, personal income and your ability to repay. Do you handle title transfers? We handle all title transfers when you finance a vehicle with us. Can I finance a private-party sale through you? Yes, members can finance a private-party vehicle purchase with us. We will not finance any vehicles with salvage or rebuilt titles. What is GAP insurance? GAP (Guaranteed Asset Protection) insurance is a coverage we offer that pays the difference between the actual cash value (ACV) insurance company settlement and the eligible balance of the member’s loan in the event the vehicle is stolen or damaged beyond repair. Talk With Us Call (216) 478-0067 or chat live online during business hours. CALL US Get A Quote It only takes a minute to request a loan quote. We’ll contact you to discuss your options. GET A QUOTE Apply Online Submit your loan application online from your device. APPLY ONLINE Make the Most of Your Money With Ohio Catholic Discover how you can unlock your money’s potential and achieve your financial goals with the help of the Ohio Catholic Federal Credit Union! SEE ALL THE POSTS Newsletter Q4 2024Read the newsletter below or download it here. Read the latest news from Ohio Catholic! Ohio Catholic FCU […]Do I need a Will or a Living Trust?We all strive to be financially responsible, from paying bills on time to investing for retirement and being […]Consider a credit card from Ohio Catholic for your holiday shoppingOhio Catholic offers a credit card with Great Rates and Great Rewards! The Mastercard Rewards Card offers NO […] SEE ALL THE POSTS Every experience I’ve had dealing with OCFCU has been excellent. Everyone is always very helpful and courteous. Allison S.,OCFCU Member Consistently competitive rates and outstanding customer service. Michael S.,OCFCU Member Banking is easy and pleasant. The tellers are very accommodating and well-educated. Bernadette L.,OCFCU Member Math is Hard (Sometimes) Let us help you crunch the numbers with our financial calculators. LEARN MORE