Auto GET A LOAN | AUTO AUTOAUTO LOANS MADE SIMPLE AND AFFORDABLEAsk about our 5.99% (6.42% APR)* / 36 month promotion with No Payments for 90 Days!CALL THE LOAN ZONE TODAY! (216)-478-0067 Your vehicle is among your most significant investments. So finance your car, truck, van, or SUV with the loan experts at Ohio Catholic FCU. Apply quickly and conveniently, find an affordable term and payment to fit your budget, and sign your docs – from anywhere! We underwrite and process auto loans in-house to make your loan experience even more affordable and hassle-free. AUTO LOAN SPECIAL As low as 5.99%* SEE ALL RATES *Subject to creditworthiness, Ohio Catholic FCU lending policies, and membership eligibility. APR = Annual Percentage Rate. No down payment. The advertised rate is the minimum rate available and may vary based on creditworthiness and term. No other loan discounts valid with this offer. Minimum 750 credit score required for stated promotional rate. Other rates and terms available. This offer is only available on consumer vehicle loans, not commercial vehicles. Minimum loan amount $10,000. Vehicle must be 2018 model year or newer with less than 75,000 miles to receive promotional rate. 6.420% APR based on rate of 5.99% $25,000 amount financed for 36 months including a maximum loan documentation fee total of $160.00 and VSI fee of $55 will have monthly payment of $760.54. Automatic monthly payments from an Ohio Catholic FCU deposit account required to receive promotional rate. Vehicle insurance is required. Existing Ohio Catholic FCU auto loans are not eligible for this offer. Ohio Catholic FCU may change or discontinue the program at any time without notice. Payment example does not reflect optional 90 days to first payment. Interest and credit insurance premiums accrue during the 90-day no pay period. Ohio Catholic FCU is federally insured by the NCUA and is an Equal Housing Lender. NMLS #413040. Fill out the form and we'll get in touch to help you secure a Great Rate on your auto loan! AUTO LOAN OPTIONSNEW VEHICLES Can’t resist that new car smell? We’ll finance up to 100% MSRP, plus tax and fees, on new vehicles. Choose flexible terms up to 84 months, with NO prepayment penalty. Plus you can protect yourself financially with low-cost GAP PLUS insurance, and protect your vehicle with affordable extended warranty options. GET STARTED NOWPRE-OWNED (USED) VEHICLES You see the value in buying a pre-owned (used) vehicle, so why not match it with affordable financing? We finance used vehicles up to 105% of NADA book value. Find a budget-friendly payment with a term up to 84 months, and NO prepayment penalty.. Plus you can protect yourself financially with low-cost GAP PLUS insurance, and protect your vehicle with affordable extended warranty options. GET STARTED NOWREFINANCE Had enough of high rates, expensive payments or poor service from your current lender? Bring your auto loan over to Ohio Catholic FCU. We’ve even helped members refinance multiple vehicles at the same time. Rely on our loan experts to make your refinancing process simple and hassle-free. GET STARTED NOWLEASE BUYOUT Can’t bear the thought of parting with your leased vehicle? We’ll help you get out of your lease with your current lender and put you on the road to ownership! Our loan experts will guide you each step of the way. GET STARTED NOW HELPING YOU PROTECT YOUR INVESTMENTGAP Insurance We offer Guaranteed Asset Protection (GAP) insurance that covers the difference between an insurance settlement and your loan payoff in the event your vehicle is stolen or declared a total loss. That difference could be as high as thousands of dollars – which you would owe out-of-pocket to pay your loan back. Mechanical Breakdown Protection Avoid expensive repairs should your vehicle break down with affordable coverage options to ensure your vehicle is protected. Plus get access to more coverage benefits like Roadside Assistance Reimbursement, Rental Vehicle Assistance, Tire Road Hazard, and Trip Interruption. Credit Life and Disability Insurance Don’t leave loan expenses for your loved ones. We offer affordable insurance designed to cover your loan payments in the event of death or disability. You’ve got questions. We’ve got answers!Can I get pre-approved before I shop for a vehicle? If you meet our membership eligibility requirements and underwriting standards, we can pre-approve you for a loan. Get extra bargaining power and shop dealerships with confidence knowing exactly what you can afford. WHAT DO I NEED TO QUALIFY? Once you submit a completed loan application, we consider several factors including credit score, credit history, personal income and your ability to repay. Do you handle title transfers? We have notaries public here on staff at the credit union to assist with title transfers. Can I finance a private-party sale through you? Yes, members can finance a private-party vehicle purchase with us. We will not finance any vehicles with salvage or rebuilt titles. What is GAP insurance? GAP (Guaranteed Asset Protection) insurance is a coverage we offer that pays the difference between the actual cash value (ACV) insurance company settlement and the eligible balance of the member’s loan in the event the vehicle is stolen or damaged beyond repair. Talk With Us Call (216) 478-0067 or chat live online during business hours. CALL US Get A Quote It only takes a minute to request a loan quote. We’ll contact you to discuss your options. GET A QUOTE Apply Online Submit your loan application online from your device. APPLY ONLINE Make the Most of Your Money With Ohio Catholic Discover how you can unlock your money’s potential and achieve your financial goals with the help of the Ohio Catholic Federal Credit Union! SEE ALL THE POSTS Ohio Catholic Closed in Observance of Good FridayPlease note Ohio Catholic Federal Credit Union is closed in observance of Good Friday on March 29, 2024. […]Delayed Opening: Strongsville and Macedonia on April 10, 2024ONLY our Strongsville and Macedonia branches will delay opening on Wednesday, April 10, due to an All Employee […]Tax Season Security TipsIt’s tax season, so that, of course, means scams are rampant. Follow these tax security tips to help […] SEE ALL THE POSTS Every experience I’ve had dealing with OCFCU has been excellent. Everyone is always very helpful and courteous. Allison S.,OCFCU Member Consistently competitive rates and outstanding customer service. Michael S.,OCFCU Member Banking is easy and pleasant. The tellers are very accommodating and well-educated. Bernadette L.,OCFCU Member Math is Hard (Sometimes) Let us help you crunch the numbers with our financial calculators. LEARN MORE