Financial Calculators MANAGE | FINANCIAL CALCULATORS FINANCIAL CALCULATORSNOT A MATH GENIUS? WE’RE HERE FOR YOU. Ohio Catholic Federal Credit Union offers a variety of resources to make banking easy, including helpful calculators. Let us help you crunch the numbers on your monthly loan payment or when you’ll reach your savings goal. Don’t see the right calculator for you? Visit your local branch or call us / chat with us – we’ll be happy to assist you! FINANCIAL CALCULATORSAUTO LOAN CALCULATOR Use this calculator to help you determine your monthly car loan payment or your car purchase price. After you have entered your current information, use the graph options to see how different loan terms or down payments can impact your monthly payment. Click the View Report button to examine your complete amortization schedule. GET STARTEDSHARE CERTIFICATE CALCULATOR Use this calculator to find out how much interest you can earn on a Share Certificate. Just enter a few pieces of information and we will calculate your annual percentage yield (APY) and ending balance. Click the View Report button to see a detailed schedule of your share certificates balance and interest earned. GET STARTEDDEBT CONSOLIDATION CALCULATOR Should you consolidate your debt? This calculator is designed to help determine whether debt consolidation is right for you. Enter your credit cards, auto loans and other installment loan balances by clicking on the Enter Data button for each category. Then change the consolidated loan amount, term or rate to create a loan that will work within your budget. Click the View Report button for detailed results. GET STARTEDMORTGAGE LOAN CALCULATOR Use this mortgage calculator to determine your monthly payment and generate an estimated amortization schedule. Quickly see how much interest you could pay and your estimated principal balances. Enter prepayment amounts to calculate their impact on your mortgage. Click the View Report button for a detailed look at the results. GET STARTEDMORTGAGE REFINANCE CALCULATOR How long will it take to break even on a mortgage refinance? Use the mortgage refinance calculator to sort through a multitude of factors including your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home. The mortgage refinance calculator helps sort through the confusion and determine if refinancing your mortgage is a sound financial decision. Click the View Report button for a detailed look at the results. GET STARTEDMORTGAGE RENT VS. BUY CALCULATOR Should you rent or should you buy your home? It takes more than looking at your mortgage payment to answer this question. The Home Rent vs. Buy calculator helps you weed through the fees, taxes and monthly payments to help you make a decision between these two options. This report is based on the original purchase price, fees and taxes payable at that time. Insurance and tax costs can fluctuate from year to year. Click the View Report button for a detailed look at the results. GET STARTEDPERSONAL DEBT RATIO CALCULATOR Use this calculator to quickly determine your debt-to-income ratio. This is the percentage of your gross income required to cover your housing and debt payments. The lower your debt-to-income ratio the more manageable your debt load will be. A low debt-to-income ratio increases the odds that you will be able to meet your monthly obligations. This ratio and your credit score are the two most important factors used by creditors when extending loans and credit. Click the View Report button for a detailed look at the results. GET STARTEDRETIREMENT PLAN CALCULATOR Do you know what it takes to work towards a secure retirement? Use this calculator to help you create your retirement plan. View your retirement savings balance and your withdrawals for each year until the end of your retirement. Social Security is calculated on a sliding scale based on your income. Including a non-working spouse in your plan increases your Social Security benefits up to, but not over, the maximum. GET STARTEDSAVINGS CALCULATOR Planning a sabbatical? Saving for a down payment on a house? What will it take to reach your financial goal? This calculator helps you find out. Enter in your savings plan and view graphically your financial results. Click the View Report button to get more information about your plan, and what you can do to help ensure that it’s on track. GET STARTEDSIMPLE LOAN CALCULATOR Enter your desired payment, and let us calculate your loan amount. Or, enter in the loan amount and we’ll calculate your monthly payment. You can then examine your principal balances by payment, total of all payments made, and total interest paid. Click View Report to see a monthly payment schedule. GET STARTED Visit A Branch Stop by your local branch and we’ll be happy to help you. VISIT US Talk With Us Call (888) 696-4462 or chat live online during business hours. CALL US Open An Account It’s simple to open and fund your account online. JOIN US Make the Most of Your Money With Ohio Catholic Discover how you can unlock your money’s potential and achieve your financial goals with the help of the Ohio Catholic Federal Credit Union! SEE ALL THE POSTS Newsletter Q4 2024Read the newsletter below or download it here. Read the latest news from Ohio Catholic! Ohio Catholic FCU […]Do I need a Will or a Living Trust?We all strive to be financially responsible, from paying bills on time to investing for retirement and being […]Consider a credit card from Ohio Catholic for your holiday shoppingOhio Catholic offers a credit card with Great Rates and Great Rewards! The Mastercard Rewards Card offers NO […] SEE ALL THE POSTS Every experience I’ve had dealing with OCFCU has been excellent. Everyone is always very helpful and courteous. Allison S.,OCFCU Member Consistently competitive rates and outstanding customer service. Michael S.,OCFCU Member Banking is easy and pleasant. The tellers are very accommodating and well-educated. Bernadette L.,OCFCU Member Say Hello to ClickSWITCH It’s simple to move over your direct deposits and recurring payments. LEARN MORE