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Business Loans & Lines of Credit

Ohio Catholic works with many different business owners, as well as Catholic parishes, schools, and non-profit organizations throughout the state of Ohio. We will work with you to find the best possible solution for your organization’s needs.

We Offer:

  • Commercial and Construction Loans
  • Secured and Unsecured Loans and Lines of Credit
  • Commercial Vehicle Loans
  • Equipment Loans

Perks of the Ohio Catholic Business Loan and Line of Credit Program:

  • Low interest rates
  • Flexible terms
  • Easy application process
  • No prepayment penalty
  • Assists Catholic business owners and Catholic entities in being good stewards of its financial resources
  • Money stays within the Catholic Diocese in which you live and work

Fill out the form below and one of our Loan Officers will contact you to discuss your options.  

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  • Please note: You do not have to be a member to fill out this form or receive more information.
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*APR = Annual Percentage Rate.  All offers subject to creditworthiness and member eligibility. The advertised rate is the minimum rate available and may vary based on creditworthiness. Rate is variable and may change during the term of the line of credit. The line of credit rate is variable based on the Wall Street Journal Prime Rate, on your creditworthiness, and OCFCU’s lending policies. Certain financial documents will be required in the application process. Other terms and conditions may apply. Your rate will vary but will never exceed 18.00% and never fall below 3.50%. Minimum line of credit amount is $20,000. Requests for a line of credit above $50,000 will be reviewed on a case by case basis. The LOC is an interest only payment LOC available for 12 months at which time the line must be paid off or rewritten.  The draw period for the line of credit is 12 months. No annual fee. No prepayment penalty. First payment is due 90 days out from the date of line signing. Interest will accrue during the 90-day no pay period. First payment can be made within the first 90 days if borrower chooses.  Loans or line of credit currently financed through Ohio Catholic cannot be refinanced with this offer. Ohio Catholic may change or discontinue the program without notice at any time.  The promotional offer is only available to Catholic Churches and Schools in any Dioceses in the state of Ohio. Ohio Catholic FCU is federally insured by the NCUA up to $250,000 and is an Equal Housing Lender.  NMLS #413040.

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