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OCFCU will process Balance Transfer requests in the order listed within 3-4 business days, subject to your available OCFCU credit card credit line. A Balance Transfer will appear on your OCFCU billing statement for each transfer processed, which will be treated as a cash advance. You will continue to pay at least the minimum due on each account until a payment appears on the account's billing statement for the balance you wish to transfer. OCFCU is not responsible for any remaining balance on that account or for any finance charge you incur due to delay in transferring a balance. If you transfer an amount for a transaction you dispute, you may lose your rights against the creditor.