Commercial Loan Rates LINKS | OUR RATES OUR RATESCOMMERCIAL LOAN RATESRates effective March 27, 2023 LOAN TERMS & RATES Available for new or used cars, vans, and light trucks of up to 1 ½ tons that do not require a CDL BUSINESS VEHICLE LOANS(1)Max TermRates As Low As Any Year Vehicle $50,000+Up to 120 MonthsN/A Any Year Vehicle $50,000+Up to 84 Months8.50% Any Year Vehicle $50,000+Up to 66 Months8.25% Any Year Vehicle $49,999 and belowUp to 36 Months7.50% Any Year Vehicle $49,999 and belowUp to 48 Months7.75% Any Year Vehicle $49,999 and belowUp to 60 Months7.99% LOAN TERMS & RATESAvailable for new or used trailers, dump truck, cement truck, bus, or other work vehicle > 1 ½ tons usually requiring a CDL COMMERCIAL VEHICLE LOANS(1)Max TermRates As Low As Any Year Vehicle $50,000+Up to 120 Months8.75% Any Year Vehicle $50,000+Up to 84 Months8.50% Any Year Vehicle $50,000+Up to 66 Months8.25% Any Year Vehicle $49,999 and belowUp to 36 Months7.50% Any Year Vehicle $49,999 and belowUp to 48 Months7.75% Any Year Vehicle $49,999 and belowUp to 60 Months7.95% LOAN TERMS & RATESCredit Union must be in first lien position and or have a purchase money security interest lien (PMSI) Equipment / Non-Title Vehicle Loans(1)Max TermRates As Low As $50,000+Up to 120 Months10.00% $50,000+Up to 84 Months9.50% $25,999 - $49,999.99Up to 66 Months9.25% $49,999.99 and belowUp to 36 Months9.50% $49,999.99 and belowUp to 48 Months9.75% $49,999.99 and belowUp to 60 Months10.00% LOAN TERMS & RATESBorrower must occupy 51.00% or more of the useable space. Property must be located in the State of Ohio. Real Estate Loans(1)Max TermRates As Low As Commercial Real Estate Buildings360/609.50% Commercial Real Estate Buildings300/609.25% Commercial Real Estate Buildings240/609.00% Commercial Real Estate Buildings180/608.75% Commercial Real Estate Buildings120/608.50% Commercial Real Estate Buildings60/608.25% LOAN TERMS & RATESProperty type may affect interest rate. Property must be located in the State of Ohio. Investment Real Estate Loans (1)Max TermRates As Low As Commercial Real Estate Buildings360/609.00% Commercial Real Estate Buildings300/608.75% Commercial Real Estate Buildings240/608.50% Commercial Real Estate Buildings180/608.25% Commercial Real Estate Buildings120/607.50% Commercial Real Estate Buildings60/607.75% LOAN TERMS & RATESLegal Entity owning and or has influence over the real estate required to sign. Property must be located in the State of Ohio. Church / Qualified Non-Profit Real Estate Loans (1)Max TermRates As Low As Church and Qualified Not for Profit Real Estate Buildings 360/609.25% Church and Qualified Not for Profit Real Estate Buildings 300/609.00% Church and Qualified Not for Profit Real Estate Buildings 240/608.75% Church and Qualified Not for Profit Real Estate Buildings 180/608.50% Church and Qualified Not for Profit Real Estate Buildings 120/608.25% Church and Qualified Not for Profit Real Estate Buildings 60/608.00% Credit Cards Type (1)RewardRates As Low As Church and Qualified Not for Profit Real Estate Buildings 1% Cash Back13.24% APR Revolving Visit A Branch Stop by your local branch and we’ll be happy to help you. VISIT US Talk With Us Call (888) 696-4462 or chat live online during business hours. CALL US Open An Account It’s simple to open and fund your account online. JOIN US Make the Most of Your Money With Ohio Catholic Discover how you can unlock your money’s potential and achieve your financial goals with the help of the Ohio Catholic Federal Credit Union! SEE ALL THE POSTS 2023 Annual MeetingEarly Branch ClosureDue to the 2023 Annual Meeting, the Garfield Branch will close at 3:30pm on March 22. Members can […]Drive Thru AlertDue to the installation of new equipment, the drive thru window at our Macedonia Branch will be unavailable […] SEE ALL THE POSTS Every experience I’ve had dealing with OCFCU has been excellent. Everyone is always very helpful and courteous. Allison S.,OCFCU Member Consistently competitive rates and outstanding customer service. Michael S.,OCFCU Member When working on the financing for our camper your team was amazing. Jennifer G.,OCFCU Member Say Hello to ClickSWITCH It’s simple to move over your direct deposits and recurring payments. LEARN MORE