OUR RATES

CONSUMER DIVIDEND RATES

Rates effective December 1, 2023

DIVIDEND TERMS & RATES		APY	APR
SHARE SAVINGS (1)	$0.00 - 24,999.99	0.01%	0.01%
	$25,000.00 - 1,000,000.00	0.05%	0.05%
Genesis Savings (5)		3.00%	2.96%
IRA SAVINGS (1)		1.00%	1.00%
VACATION CLUB (2)		3.00%	2.96%
CHRISTMAS CLUB (2)		3.00%	2.96%
High Yield Checking (3)	$2,500.00 - 15,000	3.00%	2.96%
Totally Free Checking (3a)		0.00%	0.00%
Student Checking (3b)		0.00%	0.00%
60+ Checking (3c)		0.00%	0.00%
MONEY MARKET (4)	$1,000.00 - 24,999.99	0.35%	0.35%
	$25,000.00 - 99,999.99	1.45%	1.44%
	$100,000.00 +	2.25%	2.23%

	*Basic Membership****
CD Rates	APY	APR
3- 5 Months	4.50%	4.43%
6 -11 Months	4.50%	4.43%
12 Months	4.60%	4.52%
18 Months	4.25%	4.18%
24 Months	3.50%	3.45%
36 Months	2.50%	2.47%
48 Months	2.00%	1.99%
60 Months	2.40%	2.38%
66 Months	2.40%	2.38%
	*Premium Membership(Basic+10bps)****
	APY	APR
3- 5 Months	4.60%	4.52%
6 -11 Months	4.60%	4.52%
12 Months	4.70%	4.60%
18 Months	4.35%	4.28%
24 Months	3.60%	3.55%
36 Months	2.60%	2.58%
48 Months	2.10%	2.08%
60 Months	2.50%	2.47%
66 Months	2.50%	2.47%
	*PremiumPlus Membership(Basic+25bps)
	APY	APR
3- 5 Months	4.75%	4.65%
6 -11 Months	4.75%	4.65%
12 Months	4.85%	4.75%
18 Months	4.50%	4.43%
24 Months	3.75%	3.70%
36 Months	2.75%	2.72%
48 Months	2.25%	2.23%
60 Months	2.65%	2.62%
66 Months	2.65%	2.62%

APR = Annual Percentage Rate. All offers subject to creditworthiness, Ohio Catholic FCU lending policies, and membership eligibility. Ohio Catholic FCU may discontinue or modify offers without notice. Ohio Catholic FCU is federally insured by the NCUA up to $250,000 and is an Equal Housing Lender. NMLS #413040

(1) Rates shown are anticipated; paid quarterly and may change quarterly. Minimum balance requirements: $5 to open, $100 to earn dividends (under age 18, $5 to earn dividends).
(2) Rates shown are anticipated; paid annually and may change annually. Minimum balance requirements: $5 to open, $100 to earn dividends (under age 18, $5 to earn dividends). Maximum balance in club accounts eligible for dividends is $5,000.00.
(3) Must maintain an average daily balance of $2,500 or a monthly fee of $9.95 will be applied. Rate will be paid on balances up to $15,000. One high yield account per TIN. Rate is variable and subject to change.
{3a) Must sign up for estatements to avoid paper statement fee of $3.00 (3b) No required minimum balance or monthly fee.
(3c) Must maintain an average daily balance of $500 or a monthly fee of $5.95 will be applied.
(4) Rates shown are anticipated, paid monthly. Minimum balance requirements: $0 Min. $0 to open, $1,000 to earn dividends.
(5) Interest paid on balances up to $5,000.00. Expires at member age 22.
•certificate rates fixed at time of investment. Minimum Deposit $500.00. Total certificate balances qualify for rate. Substantial penalty for early withdrawals.