Consumer Loan Rates LINKS | OUR RATES OUR RATESCONSUMER LOAN RATESRates effective August 1, 2023 LOAN TERMS & RATES AUTOMOBILE RATES(1)Max TermRates As Low As* $25,000 and higherUp to 726.75% $15,000 to $24,999Up to 666.99% $10,000 to $14,999 Up to 607.75% $5,000 to $9,999Up to 487.99% $5,000 to $9,999 Up to 608.99% $2,500 to $4,999 Up to 3610.99% * Rate example: 6.976% APR based on $25,000 amount financed for 72 months including a maximum loan documentation fee total of $215.00 will have monthly payment of $425.94 Recreational Vehicles (1) RVs/Campers (1)Max TermRates As Low As* Condition - New0-66 Months8.99% Condition - New67-84 Months9.25% Condition - Used0-66 Months9.25% Condition - Used67-84 Months9.50% * Rate example: 9.147% APR based on $40,000 amount financed for 66 months including a maximum loan documentation fee total of $215.00 will have monthly payment of $770.62 Boats (1)Max TermRates As Low As* Condition - New0-66 Months8.99% Condition - New67-84 Months9.25% Condition - Used0-66 Months9.25% Condition - Used67-84 Months9.50% * Rate example: 9.147% APR based on $40,000 amount financed for 66 months including a maximum loan documentation fee total of $215.00 will have monthly payment of $770.62 Motorcycles (1)Max TermRates As Low As* Condition - New60 Months8.99% Condition - Used60 Months9.25% * Rate example: 9.161% APR based on $40,000 amount financed for 60 months including a maximum loan documentation fee total of $215.00 will have monthly payment of $830.35 Jet Skis(1)Max TermRates As Low As* Condition - New66 Months8.99% Condition - Used60 Months9.25% * Rate example: 9.147% APR based on $40,000 amount financed for 66 months including a maximum loan documentation fee total of $215.00 will have monthly payment of $770.28 ATVs(1)Max TermRates As Low As* Condition - New60 Months8.99% Condition - Used48 Months9.25% * Rate example: 9.161% APR based on $40,000 amount financed for 60 months including a maximum loan documentation fee total of $215.00 will have monthly payment of $830.35 Personal Loans(1) Max TermRates As Low As* 0-36 Months13.50% 36-48 Months13.99% 49-60 Months14.99% * Rate example: 14.253% APR based on $15,000 amount financed for 36 months including a maximum loan documentation fee total of $160.00 will have monthly payment of $509.19 Credit Cards(1) TypeRates As Low As* Rewards10.99% Cash Back11.99% Pledge Share8.99% * Subject to creditworthiness, Ohio Catholic FCU lending policies, and membership eligibility. Pledge Share Loans(1) Max TermRates As Low As* 0-60 MonthsDepository Rate + 1.75% 61-120 MonthsDepository Rate + 3.00% * Rate example: 2.016% APR based on $24,999 amount financed for 60 months including a maximum loan documentation fee total of $160.00 will have monthly payment of $435.58 (1) All offers subject to creditworthiness, Ohio Catholic FCU lending policies, and membership eligibility. Ohio Catholic FCU may discontinue or modify offers without notice. Ohio Catholic FCU is federally insured by the NCUA and is an Equal Housing Lender. NMLS #413040 Visit A Branch Stop by your local branch and we’ll be happy to help you. VISIT US Talk With Us Call (888) 696-4462 or chat live online during business hours. CALL US Open An Account It’s simple to open and fund your account online. JOIN US Make the Most of Your Money With Ohio Catholic Discover how you can unlock your money’s potential and achieve your financial goals with the help of the Ohio Catholic Federal Credit Union! SEE ALL THE POSTS Avoid Fraud and Scams this Holiday SeasonWin The Christmas Mortgage Miracle Sweepstakes!Wouldn’t it be a true Christmas miracle to not worry about mortgage or rent payments in 2024? Well, […]Private Wealth ManagementDid you know that Ohio Catholic Federal Credit Union offers Private Wealth Management? Our PWM division is located […] SEE ALL THE POSTS Every experience I’ve had dealing with OCFCU has been excellent. Everyone is always very helpful and courteous. Allison S.,OCFCU Member Consistently competitive rates and outstanding customer service. Michael S.,OCFCU Member When working on the financing for our camper your team was amazing. Jennifer G.,OCFCU Member Say Hello to ClickSWITCH It’s simple to move over your direct deposits and recurring payments. LEARN MORE